Getting A Mortgage.

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A mortgage is a financial leash. It’s a bank’s way of saying, ‘We trust you enough to let you pretend you own this house, while we quietly own your soul.’  

I don’t like debt. I don’t like banks. I don’t like people who smile while handing you a 30-year prison sentence disguised as a ‘competitive interest rate.’  

If you must get a mortgage, do it like a man. No balloon payments. No adjustable rates. No nonsense. Fixed rate. Short term. Pay it off early. Burn the paperwork. Build a shed. Live in the shed.  

Better yet, buy a plot of land, dig a hole, and live in that. No mortgage. No neighbours. No council official telling you your bunker violates the aesthetic integrity of the cul-de-sac.  

Remember: the only thing worse than renting is pretending you’re not.


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